Choosing a Reliable Medicare Advantage Plan Provider

Medicare Advantage plans substituted the traditional program of original Medicare that was offered by the federal government. The Medicare Advantage plans on are provided by private companies which are licensed by the Federal Government.

Medicare Advantage Plan organizations are required to include all services that were covered by the original Medicare. The characteristic differences of Medicare Advantage plans from the original Medicare include;

• Private insurance companies offer the schemes

• All Medicare Advantage plans must cover both Part A and part B of the original Medicare

• Clients are required to pay a deductible whenever they visit a healthcare provider. 

• All Medicare Advantage plans have an out of pocket spending limit that is less than $6700. If the limit is reached, your plan will pay for additional medical costs that may arise.

• Most plans provide more healthcare benefits such as vision and dental care.

• Most programs require clients to use their in-network service providers. In a case of a referral to see a medical specialist, you have to get permission from a primary care physician who is authorized by the plan provider.

Similar Medicare Advantage plans provided by different private insurance companies may differ in cost and coverage rules. Likewise, various types of Medicare Advantage plans have different coverage policies at Before enrolling in a particular program, it is crucial to ask for a guide that will enable you to get a plan that suits your specific health needs.

Best Medicare Advantage plans should provide sustainable healthcare models that are affordable. More so, their services should be focused on addressing the specific health needs of each client. For customers living in North America, InnovaCare Health is one of the service providers that you should choose to contract.

InnovaCare’s healthcare models are designed by experienced and passionate leaders. Richard Shinto, the organization’s president and CEO, and Penelope Kokkinides/, the Chief Administrative Officer of InnovaCare, combine a wide range of leadership capabilities thus fostering an organization-wide commitment to providing high-quality services. Rick Shinto also bring on board long working and leadership experiences after holding executive positions in different healthcare organizations. Through their leadership, InnovaCare has made a name for being able to design programs that suit the diverse needs of their clients.

InnovaCare health works with its other two subsidiaries, MMM Healthcare and PMC Medicare Choice, to serve their customers around the Puerto Rico area. The organization has been recognized as a top healthcare provider with MMM Healthcare tipped to be the best in terms of service delivery.

Thor Halvorssen and his Mission

Human rights is a relevant topic that continues to be a controversial topic as certain countries encourage and promote human rights as many other countries continue to promote an authoritarian regime that takes away the universal rights of individuals that are members of different groups located all over the world. As this is a relevant topic that continues to be discussed, one individual in particular is a proponent for promoting human rights and for preserving the freedoms that are considered to be universal. This individual is called Thor Halvorssen, an individual who is young and passionate about helping others have equal opportunities to live a fruitful as well as free life.

Mr. Halvorssen, as an individual who grew up among many different cultures, is a true supporter in universal rights and continues to fight for these rights in even some of the most closed off as well as dangerous countries.

As a human rights activist, Thor Halvorssen decided to start a foundation of his own in order to be as efficient in his quest as possible. Thor Halvorssen is the proud founder of a foundation that is known as the Human Rights Foundation which works hard to promote universal rights and works hard to eliminate the oppression that so many individuals fear on a day to day basis.

As a passionate human rights activist, Thor Halvorssen has been arrested, beaten, and threatened countless times for his many initiatives in helping those without rights speak out against the regime to promote universal freedom.

Thor Halvorssen is dedicated to exposing not only government corruption, but is also dedicated to exposing other forms of corruption. In recent news, Halvorssen called out several American celebrities that have been found guilty of traveling to some of the most oppressed countries in the world in exchange for money. One example that Thor Halvorssen has in particular is when Nicki Minaj, the international rap artist, traveled to Angola for the purpose of performing. In exchange for her performance, Nicki Minaj was paid with over $1 million. Thor Halvorssen is on the mission to prevent any type of corruption.

Find Thor on BizJournals to learn more about his career in activism.

High Praise for Devco

Back in February, the Press of Atlantic City wrote an article detailing the the Struggle experienced by the Middlesex County Improvement Authority regarding the construction of the Heldrich in New Brunswick, NJ. The article, written on :, talks about a $20 million loan that the Middlesex Country Improvement Authority was having a hard time repaying. The article goes on to say that state senate president, Stephen Sweeney, views Devco as a paragon of what can be done when public dollars are funneled through private firms to execute large-scale construction.
What is Devco though? New Brunswick Development Corporation (Devco)is a private, nonprofit urban real estate development company. Founded in the mid 70’s, Devco has served as a catalyst for New Brunswick’s revitalization. Since Devco’s inception, the company has overseen nearly $1.6 billion in investments for various projects. One more recent project has been the revitalization of Rutgers. This $300 million initiative will truly redefine the Rutgers experience.

Devco is a nationally recognized model for redevelopment. Based on a solid public policy, the partnerships created by Devco have gone a very long way in redefining urban living in New Brunswick. They understand the needs of those who live, work, and play in the city and their expertise has been proven tried and true.


A Big Win For Whistleblowers

The second largest whistleblower award has been granted to a client of Labaton Sucharow by the SEC. Now in its sixth year the Whistleblower program is making a difference in the financial sector, and awarding money to those who are brave enough to point out the illegal behavior they witness in their work.

After the financial crisis in 2008, in an effort to keep financial companies honest -and avoid a repeat of the financial crisis- government officials and the Securities and Exchange Commission established a SEC Whistleblower Program to protect and reward whistleblowers who report fraudulent activities. If enforcement action and fines are pursued due to the information the whistle-blowers provides, they may be eligible for significant monetary rewards., says that the program allows whistleblowers to remain anonymous. Their goal is to make it as safe as possible for employees to report fraud so that current laws can be enforced. The protections in the law allow whistleblowers to report fraudulent activities in the company that they work for without worrying about retaliation from their employer. If the employee decides to reveal their name there are also provisions which allow the SEC to fine companies that retaliate. The SEC has Aall ready brought successful charges against a company that actually did retaliate after a whistleblower acted.

The program also has a fund which can be used to pay whistleblowers part of the fines collected after a successful sanction or fine. This incentive comes with certain conditions that must be met. Some of the requirements are sanctions imposed on the company must exceed $1 million. If that threshold is met then the whistleblower is eligible to receive between 10-30% of the monetary sanctions collected due to a successful SEC enforcement action.

According to PR Newswire article, a recent success of the SEC Whistleblower program is evidenced by Labation Scuharwo’s win in a financial services industry case. Thanks to the information provided by an anonymous whistleblower, the case resulted in fines and sanctions on the company that committed violations. Labation Scuharwo’s client will now receive more than $17 million.

The success of the Whistleblower program drafted by Jordan A. Thomas is making an impact on the financial sector. With the knowledge that employees now have the incentive to report fraudulent actions and firms like Labaton Sucharow which specialize in Whistleblower cases, it is hoped that instances of fraud will be discovered and dealt with more promptly.

Learn more about SEC Whistleblower Lawyers

Dick DeVos: Generosity and Sharing

Dick DeVos is someone who has proven himself to be very successful. However, he has also proven himself to be very generous in what he is giving. For one thing, he has used the money he has earned to bring forth greater causes. Among the causes he has worked to support is education. He wants people to receive higher quality education. He has also supported charities that are based on faith so that he will bring forth a better change to the lives of people. The DeVos family is a very generous family. They will work very hard to make sure that they are making a difference in someone’s life.


Dick DeVos has earned billions of dollars through his many different career pursuits. He has worked and held positions at Amway, a company that was founded by his father. He has held various positions in his company. Among the things he has done for the company was the corporate restructure so that the company can be more effective in providing customers what they need. Dick DeVos has also been involved in other ventures which have proven to be profitable. He is someone that is very knowledgeable and responsible when it comes to business.


Dick DeVos also has a heart for making real changes in the lives of his community. It is this care for the community which has fueled his desire to run for office. He understood that the government is where the most significant changes take place. He has funded and sun his own campaign. Throughout his campaign, he was honest about what he has planned to do. His goal involved bringing forth needed improvement to the community. He also wanted to help the struggling get back on their feet. Dick DeVos’s career is one example of someone who has kept busy and successful.